Rowing WA provides insurance cover for all Rowing WA affiliated clubs and their members through
V-Insurance Group.

Our insurance policy with V-Insurance is for: 31st May 2024 to 31st May 2025.

In summary this policy covers:

PROFESSIONAL INDEMNITY

• Provides indemnity to an accredited coach or official if they are held liable for an error or incorrect advice which results in injury or property damage to a third party.
• Limit of Liability: Maximum of $10,000,000 worldwide (excluding USA and Canada).

PUBLIC AND PRODUCTS LIABILITY

• Cover if an affiliated club or resgistered member, official or volunteer is held liable for damage to property or injures someone. 
• Limit of Liability: Maximum of $20,000,000 worldwide (excluding USA and Canada).

ASSOCIATIONS LIABILITY (DIRECTORS AND OFFICERS)

• Designed to protect insured entities and Directors and Officers for honest mistakes made by directors and officers involved in the management of the affairs for the organisation. Indemnity is provided for loss as a result of a claim arising out of an insured director's "wrongful act". A wrongful act is liability arising from any actual or alleged act, error or omission..
• Limit of liability: $5,000,000 for any one claim and $5,000,000 in the aggregate

PERSONAL ACCIDENT

• Personal Accident insurance reimburses members, volunteers and officials for costs associated with accidental injuries that occur when participating in Rowing WA sanctioned events and activities and extends to covering members when participating in training.  Cover is for members aged between 2 and 100 years (coverage limits apply for members under 18 and over 80 years of age). Cover is 24 hours a day, 7 days a week.
• Limit of liability: Varies depending on claim

CYBER LIABILITY

• Covers the current and evolving exposures faced from using the internet and computers. The policy provides cover when systems that are compromised and assists with the rectification of costs.
• Limit of Liability: $2,000,000 for any one claim and in the aggregate

For further policy detail and information please click HERE

HULL INSURANCE OPTION

V-Insurance also has a customised Marine Hull Insurance Programme for clubs and individuals. They can offer extremely competitve rates, additional benefits compared to a standard policy and a streamlined claims process. More infomration on this program is available here.

Rowing WA encourage all clubs and individuals to get a quote for your marine hull insurance next time it comes up for renewal.